To help customers protect their homes, the Heritage Insurance Agency can help you through the process of making a quote and applying for a new home insurance policy. At Heritage Insurance Agency, we have experience in advising you on ensuring a low rate that meets your needs, as well as the best rates available in York County and the rest of Pennsylvania.
Enter your ZIP code to get a home insurance quote in Pennsylvania and get 12 competitive offers and coverage options in your area. Talk to our local Acceptance representative in York and get your quote for a new domestic policy in New York County, Pennsylvania. We offer the best rated home insurance in the state of Pennsylvania and the rest of the country. Go to the Heritage Insurance Agency office on East Main Street in York, PA, just off York Rd., and enter your ZIP code to have the best chance of getting a quote for your new policy, as well as access to a full list of options.
To cut a few dollars off your insurance costs, consider buying your homeowner's car insurance from one of these companies. Remember that all insurance companies take into account the cost of their policies to determine how much you will pay for home insurance, so you should look around to find the best option for you. Nationwide offers a generous multi-policy discount if you bundle your home insurance with car insurance or other types of property insurance.
There is a home insurance option that we can only offer if Heritage Insurance Agency offers it, and that's the ten they offer.
Erie, founded in Pennsylvania in 1925, is now the state's second-largest insurer and has written more than $1.5 billion in home insurance policies. Allstate, however, is close behind, being the largest insurance company in York County and the third largest in Pennsylvania. Erie home insurance offers low rates, excellent customer satisfaction and first-class coverage.
In addition to local, licensed and insured builders and remodelers, YBA has associated member companies that finance construction and mortgage loans, home insurance, settlement services and much more.
Depending on where you are in Pennsylvania, it may be advantageous to also purchase flood insurance for your home, depending on what your private insurance covers. Pennsylvania homeowner insurance can be customized to include unique classes of properties that limit the protection of your standard policy. Homeowner's insurance policies differ in terms of the type of damage covered, the coverage chosen, the type of homes inhabited and other factors such as property taxes and property tax rates.
For homeowners living in York County, it is important to understand that the county is located in a coastal area and is at high risk of flooding and other natural disasters such as hurricanes. While Pennsylvania does not have a large number of hurricanes or other extreme weather events, this climate is a concern for homeowners and insurers.
The easiest way to find affordable homeowner insurance in Pennsylvania is to look at the prices of as many insurance companies as possible. To help you get the best rates and the right coverage for your needs, study the home insurance market in PennDOT's Pennsylvania Home Insurance Market Study for York County and find your best business. In our study, Erie, Nationwide, State Farm and USAA stand out as some of the good home insurers for Pennsylvania.
Westfield Insurance has the absolutely lowest rates for Pennsylvania homeowners, with a rock-and-soil price of $640 annually. We found that the average annual rate for single-family home insurance in York County is $962, which is the lowest rate in the state, and the second lowest in Pennsylvania, behind only Westfield Insurance.
Pennsylvania residents can expect to pay $79 a month for home insurance, up from $945 a year in 2014, and above last year's average of $855 and $795 in 2015. The average cost of homeowner insurance in Pennsylvania is just over $801, the second lowest rate in the state, behind Westfield Insurance's rock - and land price of just under $1,000. In York County, the average home / insurance policy in Lancaster costs about $2,500, less than a year ago, but still more than double the national average.
Getting the best home insurance rates is important, but that's not the only thing to consider; customer service and stability with your insurance are just as important. Choosing your own rate may not provide you with the cover you need, and you deserve more than 15 minutes to consult with a local PA homeowner insurance expert. You can save 40% or more by applying available discounts and credits while shopping with 12 different insurance providers that currently offer competitive rates in York County, PA. Take a few moments to read our rental guide from York PA, or click here or call us at 1-888-743-5555 to get the coverage your family deserves and the prices you can afford.